<p>Clients credit file shows two defaults a telco default from 2017 and most recently a credit card default for a very significant amount of money, unpaid less than 6 months ago, I have left a message for the customer to give me call to discuss, and we will see if we can resurrect the deal from that point.</p>

<p>Conditionally approved at $35,000 spoke with Khalid went through the numbers he still seems keen, but wants to discuss it with his parents, I am awaiting a return call</p>

<p>Application has been submitted to lender for credit assessment, I have also uploaded ID, Payslips and a Year to Date Net income calculator, hopefully we will hear something later this afternoon from the lender</p>

<p>Applicant appears to have adequate capacity to repay, also at this point has no recorded credit file, all appears ok to submit for assessment.</p>

<p>Application form completed with the exception of two personal references, payslips, ID and electronic privacy code received</p>

<p>Spoke with Khalid in the dealership explained everything Khalid happy to proceed</p>

Finance enquiry acknowledged thank you

<p>Spoke with Mitchell, I have sent him an sms asking him for a copy of his council rates notice as well as his abn number.</p>

<p>Mitchell&nbsp;is driving at the moment and has poor reception at his home, I will send him another sms around 3pm he will then drive from his home to somewhere&nbsp;where he has reception and we will complete the application form then.</p>