<p>Have received bank statements, undisclosed debts, to Credit Corp, Thorn Australia and Afterpay, spoke with applicant has late payments&nbsp;for Westpac loan, account regularly overdrawn, has now set up direct debit for Westpac Personal Loan, will slowly clear out Afterpay, we will review again towards the end of May, when we should have clean bank statements.</p>

<p>So at this point application is <strong>on hold </strong>as he will not get approved with poor bank statement conduct</p>